Egyption Credit & Risk Association


Training & Research

Responsible for the publishing of ECRA research bulletin and arranging for training courses.

Sponsorship & Fundraising

Responsible for raising funds and securing sponsors for any ECRA event. Fundraising events provide a great opportunity to bring in funds for your organization, while raising awareness for your cause. However, organizing an event also costs money to produce, as well as resources to manage all the details.

Marketing, Media & PR

Responsible for all the marketing activities for ECRA and communication with the Media and 3rd parties.


ECRA helps banking and non-banking financial institutions to improve Credit & Risk development and education.
ECRA is a not for profit member driven professional

ECRA is the 1st Credit & Risk Association in Egypt to be officially formed to gather all credit & risk professionals in Egypt under one roof. We work closely with the regulators (CBE & EFSA) suggesting our recommendations to enhance the 2 mentioned fields in Egypt for the benefit of both lenders & borrowers. ECRA is a not-for-profit, member-driven professional association whose sole purpose is to work with the appropriate regulators to improve & enhance the use of sound corporate and risk principles in the financial services industry.

  • Leasing

    Financial leasing is a source of medium to long term funds that fulfill company's financial requirements.

  • Factoring

    As a new financial tool in the market, Factoring stands as one the most important alternatives for the SMEs and Corporates as well.

  • Mortgage

    Mortgage finance is governed in Egypt by Law No. 140 which was issued in August, 2001 (the Law).

  • Insurance

    Insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

Board of Directors

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Mr. Ahmed Shaheen

General Manager – Egypt Factors
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Mr. Ayman Yassin

Vice Chairman
Head Investment Group – National Bank of Egypt
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Mr. Ayman Khatab

General Director
Head of Credit Risk – Risk Management – CBE
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Mr. Tamer Mahmoud Sadek

Deputy General Manager at Banque Misr
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Mr. Mahmoud El-Sakka

Board Member
Ecra Chairman From 08. 2011 till 08.2016 – Head of Investment Banking & Corporate Finance – Arab African International Bank
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Mr. Yehia Abu El-Fotouh

Board Member
Vice Chairman – National Bank of Egypt
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Mr. Ayman El Sawy

Board Member
Funding and Financial Planning Manager – Sarwa Capital
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Mr. Ahmed F. Deif

Board Member
MD and CEO – AT-Finance
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Dr. Mohamed Nader

Board Member
Chairman Archer Consulting
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Mr. Khaled Salheen

Board Member
Head of Credit Risk at Arab African International Bank
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Mr. Hussein Shawky

Board Member
Deputy General Manager at Egyptian gulf Bank

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